Licenses and Disclosures

Monevo Inc (“we, “us” or “Monevo”) is a Delaware corporation with its registered address located at 169 Saxony Rd STE 212, Encinitas, CA 92024 United States. 

Monevo is an award-winning loan comparison service that helps consumers search and find personalized available rates on loans from major online lenders and banks without impacting their credit score.

Monevo is not a lender or party to any loan or other transaction, does not broker loans to lending partners, and does not make loans or credit decisions. This website will submit the information you provide to lending partners in our database depending on the information provided, who will first use a soft credit check(s) to assess your eligibility for a loan. 

Monevo is completely free to use, we will never charge you a fee for our service. Instead, Monevo may receive a fee or commission for introductions to its partners. Monevo cannot guarantee that all lenders or all types of loan offers in the marketplace will be available at the time you are using our service. The underwriting criteria necessary for approval is determined by the lenders (not Monevo) and it is imperative that you review each lender’s terms and conditions before proceeding with an application for a loan.

The amount of any loan offer, if one is made, will vary depending on the lending partner, your creditworthiness, and your state’s laws. There is no guarantee you will be presented with any personalized loan offers, or that upon presentation of any personalized loan offers you will qualify for the rates, fees, or terms shown on this site. Monevo cannot guarantee that all lenders or all types of loan offers in the marketplace will be available at the time you are using our service. 

Certain states may require us to be licensed or registered in order to provide our services in that state. Below is a list of the state licenses held by Monevo:

California

Monevo Inc is licensed by the California Department of Financial Protection and Innovation under the California Financing Law, license number 60DBO-71792.

Pennsylvania

Monevo Inc is licensed by the Pennsylvania Department of Banking and Securities as a Credit Services Loan Broker, license number 96415

By using the Monevo services, you provide your acknowledgment, in equal force and effect as your personally signed signature, of your receipt of this information and the following disclosures below:

You have the right to review and receive a copy of any file on you maintained by any consumer credit reporting agency to be furnished by that consumer credit reporting agency. The nationwide consumer credit reporting agencies, such as Equifax, Experian, and TransUnion, are required to provide you with a free copy of your credit report, at your request, once every 12 months. If you have already obtained your free annual copies, then a copy of the file should cost you not more than $13.50.

Information in a consumer's credit file will be provided free of charge by the consumer credit reporting agency to the consumer by telephone after written request within 30 days of the consumer's receiving a denial of credit notice. You have the right to dispute the completeness or accuracy of any item contained in any file on you maintained by a consumer credit reporting agency.

Monevo provides a service which helps consumers find available credit products and services from major online lenders, banks and/or other service providers. Monevo is not a lender or party to any loan or other transaction and does not make loans or credit decisions. Any loan or related transaction to which you become a party through our services is solely between you and the applicable lender and/or service provider and is not a part of our services. Monevo also provides our partners, lenders, and/or service providers with information about prospective borrowers, as detailed in our Privacy Policy.

Monevo does not charge consumers for our service. Lenders or service providers may charge fees for their products and services. Monevo may receive a fee or commission for introductions to its partners, including lenders and service providers.

Texas

Monevo Inc is licensed as a Regulated Lender by the Texas Office of Consumer Credit Commissioner, license number 166907

Wisconsin

Monevo Inc is registered under the Wisconsin Consumer Act, registration number 53419.