You acknowledge, agree, and authorize that Monevo Inc, it's Partners, and respective agents (collectively, "we", "us", or "our") may obtain your credit report via soft credit check from one or more consumer reporting agencies, including but not limited to TransUnion, Experian, Equifax, Clarity or other. You acknowledge that we may use the credit report for any purpose permitted by law, including:

a. To authenticate you are who you say you are;

b. To assess your eligibility for credit and identify products/services you may prequalify for;

c. To determine your current debt-to-income ratio; and

d. To obtain a credit score.

When you check your rates and review loan offers via Monevo Inc, we perform a soft inquiry on your credit report, which won’t impact your credit score.